Top Pet Insurance
    Providers Reviewed

    Expert analysis and detailed reviews to help you find the perfect coverage for your pet's health needs.

    Spot Pet Insurance

    Versatile coverage options with excellent customer service and a 24/7 telehealth helpline

    Coverage Options

    ★★★★★

    Pricing

    ★★★★☆

    Claim Process

    ★★★★☆

    Customer Service

    ★★★★★

    Why We Like Spot Pet Insurance

    Spot offers customizable pet insurance plans with no lifetime caps on coverage, making it an excellent choice for pet parents looking for comprehensive protection. Their policies are straightforward, and they offer more flexibility than many competitors.

    Pros

    • No lifetime cap on coverage
    • Shorter waiting period for knee and ligament injuries
    • No upper age limit for pets

    Cons

    • 14-day waiting period for accidents
    • Premiums increase as pets age

    Spot Plans Summary

    Pets CoveredDogs, Cats
    Multi-Pet Discount?Yes
    Annual Coverage$500-$10,000
    Coinsurance Options10%-40%
    Deductibles$500-$5,000
    Waiting Period2 weeks
    Age Requirements6 weeks - 12 years

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